Experience security for unforeseen events with extra coverage.

Comprehensive coverage for unexpected events.

Accidents and critical illnesses can strike without warning, causing significant emotional and financial strain. Supplemental insurance plans offer an extra layer of protection to help cover the unexpected costs that primary health insurance may not fully address. These plans provide benefits for hospital stays, medical treatments, and even daily living expenses while you recover. At Hester Insurance, we understand the importance of having comprehensive coverage that safeguards your financial health during challenging times


Supplemental insurance plans for accidents and critical illnesses are specifically designed to fill the gaps left by standard health insurance. These plans can cover out-of-pocket expenses such as deductibles, copayments, and non-medical costs like transportation and childcare. By having a supplemental plan, you ensure that you are financially prepared for any unexpected event. Hester Insurance offers a range of plans tailored to meet your individual needs, providing you with comprehensive coverage that helps you focus on recovery without worrying about financial burdens.

Supplemental insurance often provides lump-sum payments, giving you financial flexibility to cover various expenses during recovery.

Lump-Sum Payments

Income Replacement

These plans can offer income replacement, helping you maintain your lifestyle if you're unable to work due to illness or injury.

Non-Medical Expenses

It helps cover non-medical expenses such as transportation, lodging, and child care, easing the overall financial burden.

No Network Restrictions

Supplemental insurance usually has no network restrictions, allowing you to seek care from any provider of your choice.

Protect against unexpected costs.

Financial Security During Recovery

Recovering from an accident or critical illness often involves more than just medical expenses. Supplemental insurance can provide cash benefits that help cover everyday expenses, such as mortgage payments, utility bills, and groceries. This financial support allows you to concentrate on getting better, rather than stressing over mounting bills. At Hester Insurance, we offer plans that provide the financial security you need to maintain your lifestyle while you recover. Our goal is to help you get back on your feet without the added pressure of financial strain.

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Expert Guidance and Friendly Support

Navigating the complexities of insurance can be daunting, but you don't have to do it alone. The team at Hester Insurance is here to provide expert guidance and friendly support. We will help you understand the benefits of supplemental insurance and assist you in selecting the best plan for your needs. Our commitment to exceptional customer service ensures that you receive the support you need every step of the way. Let us help you make informed decisions about your coverage with confidence and ease.

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